An automatic payment is a payment that you set up to go out every month on a certain date without requiring your approval each time. You can pay the full bill, pay the minimum due, or pay a fixed amount that you are comfortable paying each month. For example, you could tell OnlineBillCenter to pay your credit card bill automatically in three different ways:

• Pay the entire bill if it is $200 or less. You are contacted for approval if it is more than $200.

• Pay the minimum amount due every month.

• Pay $100 every month.

You will receive an email notice when an automatic bill is about to be paid.

A recurring payment is a payment that you issue regularly for a fixed amount, without receiving a bill. For example, your mortgage company may have provided you with a coupon book instead of billing you monthly. You can tell OnlineBillCenter to issue this payment to your mortgage company each month. An email notice will be generated each time a recurring bill is about to be paid.

This rule means that you do not wish to set up an automatic or recurring payment. Instead, every time a bill arrives in the OnlineBillCenter Bill Center, you would like to be notified via email, so that you can visit the Bill Center and review the bill before issuing a payment.

Yes, you can pay your bills from multiple bank accounts.  You must first add a Funding Account for each bank account and receive approval before using each account.

OnlineBillCenter keeps your complete bill history online for one year, including your bill images and all transaction information. After one year or upon demand, you can request a CD-ROM with your bill history to be sent to you for an additional fee.

Currently, United States banking regulations limit the number of transactions that can be made from a savings account. OnlineBillCenter works with any transaction account that provides check-writing privileges.

Yes. The SmartBalance™ feature is the combined balance of your continuously updated online bank account activity (including ATM withdrawals, deposits, debits, etc.) and your up-to-the-minute OnlineBillCenter bill payment record. If you have bank accounts with more than one SmartBalance enabled bank, you can set up all of these accounts for SmartBalance access within the OnlineBillCenter Bill Center.